Personal Banker Job Description

October 12, 20110 Comments

Job profile and description

The personal banker is someone who has to provide personal and customized service to the selected clients. This service is provided by large banks and so he or she is called “personal banker.” He or she can be a teller, loan officer, also a branch manager or may be at some other post and help the clients with their specific banking needs.

Duties and responsibilities

A personal banker has to fulfill a number of duties and responsibilities which are as follows:

  • The prime duty of  a personal banker is to advise and guide a client regarding his or her investment options
  • He or she has to help the clients according to the market changes in policies to generate more money so ahs to follow that.
  • He or she has to know technical details and about the loans interest rates and mortgage options and then offers to the customer.
  • He or she has to projected trends and to fast track the customer’s application
  • The most important responsibility is to be upgraded and updated and has to be highly knowledgeable about all the different products and services the bank offers

Skills and specifications

The skills and specifications required for the job in a candidate are as follows:

  • The candidate should have the through and deep knowledge of market such as to have money market rates at the tip of fingers
  • He or she has to solve the queries and advise to make the correct decisions of the customers.
  • He or she should have the interpersonal skills so must remain calm even in high-pressure situations and the ability to communicate well with the high profile customers politely as well.
  • He or she should have good math skills and be quick with calculations
  • He or she should have the quality to be careful about customer confidentiality so needs to be honest.

Education and qualification 

  • As there are no specific requirements for the job, but candidate needs to have bachelor’s degree in commerce preferably with a background in economics, finance, accounting etc to be in this field.
  • The other requirement for the job is that the candidate should have the knowledge of technical matters of data entry and updating the database.

  Click Here to Download Personal Banker Job Description

Popular Job Description Search:

Filed in: Banking Job Description
Tagged with:

Leave a Reply

Back to Top